Just got a letter from #DeptEd that says (despite news reports to the contrary) that the new administrative forbearance for #studentloans will count towards PSLF and IDR forgiveness credits. That's at least a sliver of good news in the midst of a lot of bad news.
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Depending on which paperwork from #MOHELA is valid, I either should have had around 1.5 years of payments as of last November or I still need to make 8 years worth of payments. I have been working in public sector since 2012.
#StudentLoans #DeptEd #PSLF
OK, after a lot of back-and-forth, they finally agreed to re-process the paperwork I (properly re-) submitted in December to fix their previous Consolidation screw up. They also agree to put in a administrative forbearance through May to give them time to process the paperwork and count that time toward PSLF.
I advised that my payment count has dropped since consolidating and that I would be checking in *after* the SAVE/IDR mess is finally cleared up.
#StudentLoans #DeptEd #PSLF
The #MOHELA lady came back and said they it's not possible to stay on the #SAVE plan when you consolidate direct loans and so MOHELA didn't mess up (near verbatim quote). I protested saying I have the paperwork to show that SAVE application along with the Consolidation from #DeptEd. She admitted that she sees that, too, and... place me back on hold.
#StudentLoans
Now 1.5 hours into being on hold for this call to #MOHELA. This was calling during their recommended off-peak timeframe.
I feel a duality of things. Both that MOHELA must be understaffed and yet I can't imagine how terrible of a workplace it must be since Betsy DeVos had her dementors suck the soul of of #DeptEd and everything around it.
#StudentLoans
I very foolishly trusted the "Let us call you back" service offered by #MOHELA. They did not, in fact, call me back.
#StudentLoans #DeptEd
You're not going to believe this. They see the error on their end. They are transferring me to a "specialist" and the anticipated hold wait time is 127 minutes.
#MOHELA #StudentLoans #DeptEd
OK, finally talked to a human at 1h3m in. Very briefly. I'm back on hold.
#MOHELA #StudentLoans #DeptEd
And we've now reached over an hour on hold. Still have yet to talk to a single human.
#MOHELA #StudentLoans #DeptEd
Now crossing the 45 minute on-hold mark. I have yet to talk to a human and it's a miracle in and of itself that I survived their updated phone tree to get into the line.
#MOHELA #StudentLoans #DeptEd
Looks like #MOHELA has increased my payment over 10x, removed me from the SAVE/IDR program, added some 3 years to my PSLF requirement, and I've now been on hold for 30 minutes trying to get any sort of answer for the why for any of it.
#studentloans #DeptEd